List of Documents for Home Loan

Loan application form.
3 photographs passport sized.
Identify proof.
Residence proof.
Bank Account Statement/Passbook for last 6 months.
Signature verification by bankers of the applicant.
Personal Assets and Liabilities Statement.
Property detailed documents.
Employer’s salary certificate (original) (employees with a salary)
Returns on Form 16/IT over the previous two fiscal years. (individuals who are paid a salary)
Copies of the last three years’ IT returns/assessment orders (Individuals who work for themselves.)
Challans as proof of payment of advance income tax (Individuals who work for themselves.)
Non-salaried persons must provide proof of company address (Individuals who work for themselves).
Copies of the last three years’ IT returns/Assessment Orders (Self-Employed Entrepreneurs).
Challans as proof of payment of advance income tax (Self-Employed Entrepreneurs).

Photo Id Proof (Any One Required):

Residence Proof (Any One Required):

Proof of Age:

Payments to the developer’s receipts (in case of a new house).
Buyer Agreement / Allotment Letter
The sequence of prior property documents is included in the title deeds (in case of house resale).
A copy of the contract of sale (if already executed).
Receipt of the first payment given to the seller of the home.
Deeds of the plot’s title (in case of house construction)
An architect or civil engineer’s thorough estimate of the cost of building a house.
A copy of the plans that the local government has approved.
There must be proof that the property is free of encumbrances.